At A.M.S., our focus is loan modification, however; we offer many other products to our clients to help them achieve financial stability.

With over 12 years of experience in the real estate and financial industries, our experts will assist you in the following areas:

Loan Modification -

Loan Modification is a great solution for a homeowner who wants to stay in their property, but cannot afford the current payment due to a recent adjustment in the interest rate, or due to a financial hardship. In this situation, modification is ideal, because it will help lower the monthly payments to an affordable amount. Even if you are currently behind on your mortgage payments a loan modificaiton may be the right solution for you.

Short Refinance -

Many homeowners are caught in an unexpected situation. Their mortgage payments have increased, their income has been reduced and their homes have lost value. You may be experiencing a similar situation. Unfortunately, you are not alone. When a Loan Modification won't solve the hardship a homeowner is facing, then a Short Refinance is the next option to explore. Short Refinance is another effective option to help homeowners lower payments, retain their homes, and eliminate upside down equity issues. A short refinance, is a transaction, where the current lender agrees to accept less than the full amount owed on your property. This process is similar to a short sale but, instead of the property being sold, it is refinanced with a new lender. The short-refinance allows the homeowner to retain ownership of the property, while at the same time avoiding a foreclosure or possible bankruptcy and best of all wiping out negative equity!

Debt Consolidation -

A.M.S. has created an extremely successful process, that enables our clients to rapidly become debt free. Our team of experts will advise you as to the best steps to take in order to reach your goal of financial freedom.
We will help you to:

Pay off debts fast
Reduce your interest rates
Avoid collection calls
Consolidate pay day loans
Avoid bankruptcy

Contact us today (949) 273-1135 to find out which of our services are right for you!